Finance

Coupers offer a range of competative finance options provided by various finance houses. If you require more details on our finance arrangements please visit our Showroom or call us on 01727 854342.

BEFORE you commit to any borrowing PLEASE consult one of the sales team as we CAN save you time and money with one of our various funding plans.

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  • What is Conditional Sale Finance?

    A conditional sale agreement, also referred to as HP, is a hire agreement which gives you an option to purchase at the end of the agreement. HP is normally a fixed cost (where the APR is set before the contract begins), fixed period loan (typically, 2-3 years) of money to purchase goods, which is secured against the car being bought.

  • What is Personal Contract Purchase?

    So, what is PCP? Well, this gives you the opportunity to choose a vehicle as well as the deposit, a maximum mileage and the length of the agreement. Once the agreed period is over, you will then be able to buy the car outright at an amount that has already been agreed upon. This amount is known as the GMFV (Guaranteed Minimum Future Value). If you do not want to buy the car outright then you can always return it back to the lender so long as it meets the sufficient fair wear and tear limits.

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